Expatriates’ health insurance tips in Morocco
If you chose to only use the public healthcare system in Morocco, you might face language barriers and long waiting times to see a General Practitioner and specialists. It is because Morocco lacks doctors and nurses and also medical equipment in the public healthcare sector. If you live outside of any of the country’s main cities, public healthcare in the rural areas is more likely to be of inadequate standards.
Therefore, it is recommended for non-residents to seek medical help within the private sector or even abroad for certain treatments. If your condition requires more demanding treatment in Morocco, it is recommended that you seek the opinion of two different doctors. For these reasons, private insurance should be taken out by the foreigners living in Morocco. Private health insurance can be expensive in Morocco, and as mentioned earlier, you may want to consider flying out to Spain or France for more difficult surgeries.
It is important to note that in both public and private health insurance sectors, doctors and nurses will most likely speak fluent Arabic and French. English is most likely available in larger cities within the private sector. Still, it is best to consult with your international health insurance provider as they can guide you to the doctors who speak English.
You should get a Global Health Insurance solution when you go global
International health insurance is a better-suited option for expats living and working in Morocco. It offers you access to a better quality of healthcare and is a better option than suits the expat lifestyle and expectations.
Since public healthcare can be inadequate and doesn’t always meet Western standards of care, the expat health insurance covers the cost related to receiving care in private facilities with the doctor’s of your choice, and what’s more important in the case of Morocco – receiving specialist care abroad, and even in the country of your origin. International health plans also cover the cost of repatriation to your home country should you need ongoing specialist care for a prolonged period of time, and the cost of medical evacuation to another city or country to receive adequate medical treatment if you aren’t able to receive it in your area or in Morocco.
Another benefit of a global medical insurance plan is that if you decide at some point to move from Morocco, your international health plan can follow you where you go – unlike the local insurance plan.
