Health Insurance Authority in Switzerland

This department works very closely with the OCP, it makes sure that all the residents in Geneva are protected by a health insurance, so that the state doesn’t get slapped with a heavy medical bill if something happens to you.
According to the law, or the LaMAL, you are obliged to buy a health insurance within 3 months of your arrival. Also, because health insurance is mandatory in Switzerland, even if you buy your insurance at the end of your 3-month period, the insurer still needs to “cover” you from the date of your arrival in Switzerland.

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The OCP

Who knows when you have arrived because you made a request to stay in Switzerland to study

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The SAM

Who knows exactly where to find you because OCP has told them all about you

YOU

Who has now been told by SAM that you have 3 months to find a health insurance

If you have started the search for a health insurance following the letter that you have received from Service d’Assurance-Maladie, you may be unpleasantly surprised at the steep price that you have to pay for something that may happen to you.

Indeed, a local Swiss insurance can cost you anywhere from CHF 250.- to several hundred a month!

However, what the SAM isn’t telling you is that if you are a Permit B – formation (which means learning) holder, you are exempt from the monstrous price. Because of your status as a temporary resident, you may benefit from a student health insurance.